New York Debt Consolidation& Debt Settlement

We are referral service that matches consumers with companies who can help them with credit debt consolidation. By submitting your information we will match you with one company who will help you consolidate your debt with one program payment. The companies we work with all have an A rating with the Better Business Bureau and are members of debt relief trade organizations. They offer credit counseling or debt settlement programs.

We are located in New York but offer referrals to consumers throughout the nation. Whether you are seeking a debt consolidation loan or a debt management plan, we are able to match you with some of the best providers. Just call us now: 888-296-1429

Our website was launched in 2009 as a way to help people coping with the recession to get their debts under control. We saw that millions of Americans were struggling with high interest credit cards at a time when their savings were unusually low and unemployment was rising. Upon seeing the needs of millions, we decided to step up and provide help to struggling individuals and families around the country.

Our Advisers & Staff

Our professional advisers, counselors and staff are dedicated to providing the help our clients might need to get out of the financial burdens they carry. We understand how the credit card companies and lenders work and we are willing to help our clients understand the complexities of the companies by referring them to a consolidation company that meets their specific needs. By working with our clients to find the best consolidation or settlement company for their personal needs, we are taking a stand against unfair high interest credit card rates and providing clients with a means to get their finances back on track.

To start the process of getting client finances in order, the professionals in our company look at client's financial situation and current financial needs. We then help design a financial plan that will get clients out of debt based on the debts and income clients are working with.

We will always try finding a way to help our clients avoid bankruptcy, foreclosure or other devastating financial problems that might arise when they are trying to manage high interest credit cards while paying a mortgage. For those who've lost their job during the Great Recession, we can offer some simple financial solutions to help your debt situation while you are looking for a job.

The Service We Offer – Settlement & Consolidation Referrals

Since we refer clients to various debt consolidation and debt settlement companies, this is the main service we offer. Clients must understand that debt consolidation is a means of making the payments easier by lowering the monthly payment amount.

The way a debt consolidation through our service works is by connecting you with the best available consolidation companies. The company you select will then put all of your debts into a single, lower-interest account. Depending on the company, you might be provided a loan for a lower interest than the current debts or the company might work on negotiating a lower interest with your lenders. If the company works through negotiation, when the interest rate is lowered, you pay the consolidation company a set amount and then the company will take the payment and pay all of the debts.

Instead of having numerous payments at a high interest, you have only one account to pay on. The total minimum payment will end up being less than the amount you paid toward all of the debts previously because the total interest in the account is lowered. By paying less interest, your monthly payment amount is also decreased. By consolidating the credit cards, the original 18 to 20 percent interest rate that was previously added and compounded each month might be lowered to any amount ranging from 6 to 12 percent, depending on your credit score. The large drop in interest results in savings as high as a few hundred dollars a month. The savings now available is then possible to use on a mortgage payment, utilities or other bills. By putting the money to other financial needs, you are then able to avoid foreclosure, bankruptcy or any other dramatic means of getting your finances in order. Though our company does not offer debt consolidation directly, we ensure that all of the companies we refer are legitimate options. Our clients will never need to worry that in their financial crisis, they will end up losing money to a scam because we will research the company beforehand to avoid fraud companies put together by scam artists.

We understand that in tough times you want to have peace of mind and you do not want to worry about the possibility of losing the money you've worked hard to save or seeing your situation get worse. Our professionals are willing to take the extra time needed to provide you with the best possible consolidation services so that you will not have the extra stress of searching for legitimate companies. The Great Recession has shown us that sometimes you need to step up and work together to find a solution and we are willing to work with all of our clients until you find a solution that works for your needs.

Consolidation is sometimes the best way to get your finances back on track and provide you with the extra funding you need to save your assets. Nobody wants to go bankrupt and our services can provide you with a solution to prevent a situation where you have no other options.